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Limited Time Offer

Get a FREE eSIM with every transfer!

Send RM 2,000 or more internationally with QQPay and receive a complimentary eSIM — stay connected wherever your money goes.

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Send Money NowT&Cs apply. Limited offer.
Secure Global Settlements & Remittance

Transfer currency, instantly and legally.

We remove complexities from business to individual payments whilst introducing you to fast, cost-effective international payments with greater transparency. QQPay's attractive FX rates will further help you save big. Our digital technology driven platform is easy to use and yet provides you the control on payment flexibility.

100+
Countries Covered
0%
Hidden Margins
Instant
Settlement Speed
Best Rate Today

Remittance Calculator

View Live Rates →
You SendDaily Limit: 50,000 MYR
MYR
Transfer Fee5.00 MYR
Amount to Convert995 MYR
Exchange Rate1 MYR = 0.325 SGD
Recipient ReceivesEst. Delivery: Instantly
323.38
Est. savings vs traditional banks:30.00 MYR
Send Money Now

Comprehensive Financial Architecture

We make it simple for businesses of all sizes to send money across borders and manage multiple currencies — without the complexity or high costs of traditional banking. Whether you're a startup or an established enterprise, our platform is built around your needs, helping you move faster and serve your customers better.

SMEs & Corporate

Empower SMEs and retailers to pay overseas suppliers and receive international payments without the complexity of traditional banking. Simple onboarding, transparent fees, and fast transfers.

Airlines & OTA

Enable airlines and travel companies to collect payments from passengers worldwide and disburse funds to partners across multiple currencies — all with competitive FX rates and real-time settlement.

Universities

Streamline tuition fee collection from international students and disburse scholarships or stipends globally. QQPay simplifies multi-currency education payments with full compliance.

Funding Platforms

Crowdfunding and investment platforms can use QQPay to accept contributions from global backers and distribute returns or payouts across borders — with full audit trails and compliance support.

Telcos

Telcos can leverage QQPay to facilitate international top-ups, remittances, and cross-border billing for their subscriber base — with API-first integration and enterprise-grade reliability.

Associations

Associations and societies can collect membership fees, donations, and event registrations from members worldwide, and distribute funds to chapters across different countries effortlessly.

SMEs & Corporate

Empower SMEs and retailers to pay overseas suppliers and receive international payments without the complexity of traditional banking. Simple onboarding, transparent fees, and fast transfers.

Airlines & OTA

Enable airlines and travel companies to collect payments from passengers worldwide and disburse funds to partners across multiple currencies — all with competitive FX rates and real-time settlement.

Universities

Streamline tuition fee collection from international students and disburse scholarships or stipends globally. QQPay simplifies multi-currency education payments with full compliance.

Funding Platforms

Crowdfunding and investment platforms can use QQPay to accept contributions from global backers and distribute returns or payouts across borders — with full audit trails and compliance support.

Telcos

Telcos can leverage QQPay to facilitate international top-ups, remittances, and cross-border billing for their subscriber base — with API-first integration and enterprise-grade reliability.

Associations

Associations and societies can collect membership fees, donations, and event registrations from members worldwide, and distribute funds to chapters across different countries effortlessly.

Transparency is our primary compliance standard

Most traditional banking structures make massive profits off unannounced, inflated exchange rate spreads. QQPay relies on direct interbank rates coupled with flat, tiny administrative costs.

Non-Interest Operating Pool

Facilitating trust and honouring modern ethical financial rules, our transactional pools strictly hold client assets in segregated trust accounts. We earn zero interest yields.

Compare Bank Spreads

FeaturesQQPayTraditional Banks
Average Markup Spread0.15% – 0.35%2.5% – 5.0%
Verification Lead TimeInstant Digital e-KYCManual counter visits
Unannounced CostsZero (100% transparent)Up to 80 MYR routing fee
Settlement SpeedReal-time / Same day1–5 business days
Live Interbank Feed

Today's Exchange Rates

Real-time MYR conversion rates sourced directly from interbank feeds — no hidden margins, no surprises.

1 MYR converts toIndicative rates
CurrencyRateAction
SGD0.3250Send
USD0.2390Send
IDR3,584.50Send
INR20.0100Send
PHP13.9800Send
GBP0.1880Send
AUD0.3420Send
THB8.1200Send
BDT30.2000Send
PKR78.4000Send
VND5,680.00Send
NPR36.1000Send

* Rates are indicative. Final rates confirmed at time of transfer.

Just a few steps to start

Get up and running in minutes.

1

Register for free

Simply sign up online for free and verify your identity.

2

Set up your transfer

Add a recipient's details and choose which currency.

3

Make your payment

Send us your funds with a bank transfer.

4

You're all done!

We inform you when the money has been sent.

All Payments In One Place

One platform. Every payment need covered.

Payments

Payment made easy, simple and there are no hidden charges. Send funds globally with full transparency on fees and rates.

Collections

Dedicated trade collection accounts to ease the facilitation for local and overseas trade. Receive payments from anywhere in the world.

Conversions

Competitive FX rates applying the best exchange rate regime. Convert currencies at rates that help your business grow.

What Our Customers Say

N

"QQPay has completely transformed how I pay my overseas suppliers. The rates are unbeatable and transfers arrive the same day. I've saved thousands in fees compared to my old bank."

Nurul Ain
Business Owner, Kuala Lumpur

High speeds. Low fees. No hassle.

Everything you need for seamless international payments, built into one platform.

Fast international money transfer
Real-Time

Send money in a heartbeat

Fast Transfer — Cross Border Payment On Real Time Basis

Mobile payment on the go

Payment on the go

Mobility 24/7 — Your money gets transferred while you are on-the-go

Global financial network

Global Presence

Working with financial institutions & service providers located worldwide

Secure and reliable payments

Safe & Reliable

Industry-leading technology that moves millions annually with full compliance

Quick Send:Send Now
QQ Pay

Fast, transparent international payments for individuals and businesses across Southeast Asia and beyond.

QQ Pay Sdn Bhd is a company registered in Malaysia (Company Registration No: 200701008274 (766276-M)) — MSB Licence Number 00498, Central Bank of Malaysia (BNM). QQ Fintech Pte Ltd registered in Singapore (UEN: 202116776E); QQ Pay Pte Ltd (UEN 202015456R — License PS20200534), Monetary Authority of Singapore.

© QQPay Pte Ltd 2024. All Rights Reserved.